1. Nature of This Website
Chattanooga Residents Directory is a privately operated reference. It describes and links to public rolls, record indexes, and directory collections associated with Chattanooga, Tennessee. It does not host government records and has no affiliation with an office, court, or records custodian.
2. Permitted Use
Use the site only for lawful purposes. You may not use it, or information found through it, to:
- Stalk, harass, intimidate, threaten, or harm any person
- Locate someone protected by a restraining or protective order
- Commit identity theft or fraud
- Make FCRA-regulated decisions (credit, employment, tenant, insurance)
- Scrape, copy, or republish the site's content at scale
- Interfere with the site's operation or security
3. No Consumer Reporting Agency
This site is not a consumer reporting agency under the Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq. Nothing here, including results returned by a linked search tool, is a consumer report. It may not be used to judge eligibility for credit, employment, housing, insurance, or another FCRA-covered purpose.
4. External Links
Government portals and third-party services, including sponsored search tools, maintain their own terms and policies. We do not control their content, availability, prices, or data practices.
5. Warranty Disclaimer
The site is offered "as is" and "as available," without warranties of any kind. We do not guarantee that site content is accurate, complete, or current, or that a linked portal will operate or return correct results.
6. Liability Limits
To the fullest extent allowed by law, we are not liable for direct, indirect, incidental, consequential, or special damages arising from use of this site or a linked resource, including decisions based on records located through it.
7. Indemnification
You agree to indemnify and hold the site’s operators harmless from a claim or demand, including reasonable attorneys’ fees, arising from misuse of the site or violation of these terms.
8. Intellectual Property
The site’s original text, design, logo, and layout are protected by copyright. Linking to a page or quoting a brief attributed excerpt is permitted; republishing full pages or systematically copying content is not.
9. Changes to Terms
We may revise these terms by posting an updated version here. Continued use after a revision signifies acceptance.
10. Restricting Access
At our discretion and without notice, we may block or restrict a user who violates these terms or abuses the site.
11. Governing Law
These terms are governed by Tennessee law, without regard to conflict-of-law principles. Public-record access is separately governed by the Tennessee Public Records Act, Tenn. Code Ann. §§ 10-7-501 et seq., including § 10-7-503. Private-controller privacy rights are addressed by the Tennessee Information Protection Act, Tenn. Code Ann. §§ 47-18-3301 et seq.; neither statute changes this site’s private status or makes it a records custodian.
12. Severability
If part of these terms is found unenforceable, the remaining provisions remain in effect.
13. Questions
Send questions about these terms through the Contact page.